The median home in Elburn, Illinois is valued at $439,760, up 2.3% year over year. Elburn is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$439,760

+2.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$87,952 on $439,760

Example: $75,000 household income. Change it above to see your own.

Out of reach51.1% of income

Need $136,757/yr to afford.

PITI$3,191

P/I51.1%

Afford$241K

Gap-$199K

P&I $2,224Tax $817Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Elburn with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

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Elburn, IL