The median home in Elkhart, Illinois is valued at $147,317, up 14.5% year over year. Elkhart is part of the Lincoln, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$147,317

+14.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Elkhart.

Income (annual)

Down Payment

$29,463 on $147,317

Example: $75,000 household income. Change it above to see your own.

Affordable18.7% of income

Under the 28% guideline.

PITI$1,169

P/I18.7%

Afford$221K

Room+$73K

P&I $745Tax $274Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Elkhart with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Lincoln, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lincoln, IL metro.

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Elkhart, IL