Median home value: $310K (+4.0% YoY). Part of Rockford, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Rockford, IL metro page.
Home Value$309,882
+4.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Garden Prairie.
$61,976 on $309,882
Stretch — 35.4% of income
Above 28% but manageable with cuts.
PITI$2,212
P/I35.4%
Afford$245K
Gap-$65K
P&I $1,486Tax $576Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing