City

GARDNER, IL

Chicago-Naperville-Elgin, IL-IN-WI

The median home in Gardner, Illinois is valued at $204,307, up 7.4% year over year. Gardner is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$204,307

+7.4%

AFFORDABILITY

Enter your income for Gardner.

Income (annual)

Down Payment

$40,861 on $204,307

Affordable — 25% of income

Under the 28% guideline.

PITI$1,563

P/I25%

Afford$229K

Room+$24K

P&I $1,033Tax $380Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Gardner with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →