The median home in Geneva, Illinois is valued at $517,007, up 4.7% year over year. Typical monthly rent is $2,126, producing a price-to-rent ratio of 20.3x — well above the national average of 18x. Geneva is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$517,007

+4.7%

Rent$2,126/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$103,401 on $517,007

Example: $75,000 household income. Change it above to see your own.

Out of reach59.6% of income

Need $159,643/yr to afford.

PITI$3,725

P/I59.6%

Afford$243K

Gap-$274K

P&I $2,614Tax $961Ins $150

Renting $1,599/mo cheaper ($2,126 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Geneva with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

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Geneva, IL