The median home in German Valley, Illinois is valued at $209,466, up 13.3% year over year. German Valley is part of the Freeport, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$209,466

+13.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,893 on $209,466

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,598

P/I25.6%

Afford$229K

Room+$20K

P&I $1,059Tax $389Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare German Valley with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Freeport, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Freeport, IL metro.

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German Valley, IL