City

GERMANTOWN, IL

St. Louis, MO-IL

Median home value: $239K (+8.7% YoY). Part of St. Louis, MO-IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.

Home Value$238,818
+8.7%
AFFORDABILITY

Enter your income for Germantown.

$47,764 on $238,818
Affordable — 27.8% of income

Under the 28% guideline.

PITI$1,739
P/I27.8%
Afford$240K
Room+$2K
P&I $1,145Tax $444Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Germantown Housing Market | CrashWatch