The median home in Gifford, Illinois is valued at $203,928, up 5.7% year over year. Gifford is part of the Champaign-Urbana, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$203,928

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Gifford.

Income (annual)

Down Payment

$40,786 on $203,928

Example: $75,000 household income. Change it above to see your own.

Affordable25% of income

Under the 28% guideline.

PITI$1,560

P/I25%

Afford$229K

Room+$25K

P&I $1,031Tax $379Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Gifford with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Champaign-Urbana, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Champaign-Urbana, IL metro.

View Champaign-Urbana, IL metro

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Gifford, IL