Median home value: $204K (+5.7% YoY). Part of Champaign-Urbana, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Champaign-Urbana, IL metro page.
Home Value$203,928
+5.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Gifford.
$40,786 on $203,928
Affordable — 24.1% of income
Under the 28% guideline.
PITI$1,507
P/I24.1%
Afford$237K
Room+$33K
P&I $978Tax $379Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing