City

GIRARD, IL

St. Louis, MO-IL

Median home value: $149K (+2.6% YoY). Part of St. Louis, MO-IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.

Home Value$148,524
+2.6%
AFFORDABILITY

Enter your income for Girard.

$29,705 on $148,524
Affordable — 18.2% of income

Under the 28% guideline.

PITI$1,138
P/I18.2%
Afford$228K
Room+$80K
P&I $712Tax $276Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Girard Housing Market | CrashWatch