The median home in Grafton, Illinois is valued at $256,583, up 3.4% year over year. Grafton is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →

Home Value$256,583

+3.4%

AFFORDABILITY

Enter your income for Grafton.

Income (annual)

Down Payment

$51,317 on $256,583

Stretch — 30.8% of income

Above 28% but manageable with cuts.

PITI$1,924

P/I30.8%

Afford$233K

Gap-$23K

P&I $1,297Tax $477Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Grafton with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

View St. Louis, MO-IL metro →

GRAFTON, IL