The median home in Granite City, Illinois is valued at $107,193, down 1.5% year over year. Typical monthly rent is $1,153, producing a price-to-rent ratio of 7.7x — below the national average of 18x. Granite City is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$107,193
-1.5%
Rent$1,153/mo
AFFORDABILITYBuying $262/mo cheaper ($1,153 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Granite City.
$21,439 on $107,193
Affordable — 14.3% of income
Under the 28% guideline.
PITI$891
P/I14.3%
Afford$211K
Room+$103K
P&I $542Tax $199Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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