The median home in Granite City, Illinois is valued at $107,193, down 1.5% year over year. Typical monthly rent is $1,153, producing a price-to-rent ratio of 7.7x — below the national average of 18x. Granite City is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$107,193

-1.5%

Rent$1,153/mo

Prices falling — better for buyers.

Affordability

Enter your income for Granite City.

Income (annual)

Down Payment

$21,439 on $107,193

Example: $75,000 household income. Change it above to see your own.

Affordable14.3% of income

Under the 28% guideline.

PITI$891

P/I14.3%

Afford$211K

Room+$103K

P&I $542Tax $199Ins $150

Buying $262/mo cheaper ($1,153 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Granite City with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Granite City, IL