The median home in Gurnee, Illinois is valued at $356,717, up 4.5% year over year. Typical monthly rent is $1,861, producing a price-to-rent ratio of 16x — near the national average of 18x. Gurnee is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$356,717

+4.5%

Rent$1,861/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Gurnee.

Income (annual)

Down Payment

$71,343 on $356,717

Example: $75,000 household income. Change it above to see your own.

Out of reach41.9% of income

Need $112,157/yr to afford.

PITI$2,617

P/I41.9%

Afford$239K

Gap-$118K

P&I $1,804Tax $663Ins $150

Renting $756/mo cheaper ($1,861 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Gurnee with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Gurnee, IL