City

HAMEL, IL

St. Louis, MO-IL

The median home in Hamel, Illinois is valued at $269,585, up 3.7% year over year. Hamel is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →

Home Value$269,585
+3.7%
AFFORDABILITY

Enter your income for Hamel.

$53,917 on $269,585
Stretch — 32.2% of income

Above 28% but manageable with cuts.

PITI$2,014
P/I32.2%
Afford$234K
Gap-$35K
P&I $1,363Tax $501Ins $150
6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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