City

HARVARD, IL

Chicago-Naperville-Elgin, IL-IN-WI

Median home value: $264K (+4.5% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.

Home Value$263,589
+4.5%
AFFORDABILITY

Enter your income for Harvard.

$52,718 on $263,589
Stretch — 30.5% of income

Above 28% but manageable with cuts.

PITI$1,904
P/I30.5%
Afford$242K
Gap-$21K
P&I $1,264Tax $490Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Harvard Housing Market | CrashWatch