The median home in Highland, Illinois is valued at $258,392, up 5.5% year over year. Typical monthly rent is $979, producing a price-to-rent ratio of 22x — well above the national average of 18x. Highland is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$258,392

+5.5%

Rent$979/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Highland.

Income (annual)

Down Payment

$51,678 on $258,392

Example: $75,000 household income. Change it above to see your own.

Stretch31% of income

Above 28% but manageable with cuts.

PITI$1,937

P/I31%

Afford$233K

Gap-$25K

P&I $1,307Tax $480Ins $150

Renting $958/mo cheaper ($979 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Highland with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Highland, IL