The median home in Joy, Illinois is valued at $165,873, up 6.3% year over year. Joy is part of the Davenport-Moline-Rock Island, IA-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$165,873

+6.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Joy.

Income (annual)

Down Payment

$33,175 on $165,873

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,297

P/I20.8%

Afford$224K

Room+$58K

P&I $839Tax $308Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Joy with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Davenport-Moline-Rock Island, IA-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Davenport-Moline-Rock Island, IA-IL metro.

View Davenport-Moline-Rock Island, IA-IL metro

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Joy, IL