City

KEMPTON, IL

Pontiac, IL

Median home value: $158K (+3.1% YoY). Part of Pontiac, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Pontiac, IL metro page.

Home Value$158,192
+3.1%
AFFORDABILITY

Enter your income for Kempton.

$31,638 on $158,192
Affordable — 19.2% of income

Under the 28% guideline.

PITI$1,203
P/I19.2%
Afford$230K
Room+$72K
P&I $759Tax $294Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing