The median home in Kempton, Illinois is valued at $158,192, up 3.1% year over year. Kempton is part of the Pontiac, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$158,192

+3.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$31,638 on $158,192

Example: $75,000 household income. Change it above to see your own.

Affordable19.9% of income

Under the 28% guideline.

PITI$1,244

P/I19.9%

Afford$223K

Room+$64K

P&I $800Tax $294Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Kempton with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Pontiac, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pontiac, IL metro.

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Kempton, IL