Median home value: $136K (+8.2% YoY). Part of Ottawa, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Ottawa, IL metro page.
Home Value$136,038
+8.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Ladd.
$27,208 on $136,038
Affordable — 16.9% of income
Under the 28% guideline.
PITI$1,055
P/I16.9%
Afford$226K
Room+$90K
P&I $652Tax $253Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing