The median home in Ladd, Illinois is valued at $136,038, up 8.2% year over year. Ladd is part of the Ottawa, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Ottawa, IL stress score, crash risk, and 12-month forecast →

Home Value$136,038

+8.2%

AFFORDABILITY

Enter your income for Ladd.

Income (annual)

Down Payment

$27,208 on $136,038

Affordable — 17.5% of income

Under the 28% guideline.

PITI$1,091

P/I17.5%

Afford$218K

Room+$82K

P&I $688Tax $253Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Ladd with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Ottawa, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottawa, IL metro.

View Ottawa, IL metro →

LADD, IL