The median home in Lake Villa, Illinois is valued at $358,560, up 4.7% year over year. Lake Villa is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$358,560

+4.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$71,712 on $358,560

Example: $75,000 household income. Change it above to see your own.

Out of reach42.1% of income

Need $112,671/yr to afford.

PITI$2,629

P/I42.1%

Afford$239K

Gap-$120K

P&I $1,813Tax $666Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Lake Villa with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

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Lake Villa, IL