City

LAKE ZURICH, IL

Chicago-Naperville-Elgin, IL-IN-WI

Median home value: $473K (+6.8% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.

Home Value$472,900
+6.8%
AFFORDABILITY

Enter your income for Lake Zurich.

$94,580 on $472,900
Out of reach — 52.8% of income

Need $141,300/yr to afford.

PITI$3,297
P/I52.8%
Afford$251K
Gap-$222K
P&I $2,268Tax $879Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Lake Zurich Housing Market | CrashWatch