The median home in Lerna, Illinois is valued at $181,286, up 12.5% year over year. Lerna is part of the Charleston-Mattoon, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$181,286

+12.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$36,257 on $181,286

Example: $75,000 household income. Change it above to see your own.

Affordable22.5% of income

Under the 28% guideline.

PITI$1,404

P/I22.5%

Afford$226K

Room+$45K

P&I $917Tax $337Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Lerna with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Charleston-Mattoon, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston-Mattoon, IL metro.

View Charleston-Mattoon, IL metro

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Lerna, IL