The median home in Lincoln, Illinois is valued at $128,530, up 5.7% year over year. Lincoln is part of the Lincoln, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$128,530

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Lincoln.

Income (annual)

Down Payment

$25,706 on $128,530

Example: $75,000 household income. Change it above to see your own.

Affordable16.6% of income

Under the 28% guideline.

PITI$1,039

P/I16.6%

Afford$216K

Room+$88K

P&I $650Tax $239Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Lincoln with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Lincoln, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lincoln, IL metro.

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