The median home in Litchfield, Illinois is valued at $122,335, up 6.2% year over year. Litchfield is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$122,335

+6.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Litchfield.

Income (annual)

Down Payment

$24,467 on $122,335

Example: $75,000 household income. Change it above to see your own.

Affordable15.9% of income

Under the 28% guideline.

PITI$996

P/I15.9%

Afford$215K

Room+$93K

P&I $619Tax $227Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Litchfield with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

View St. Louis, MO-IL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Litchfield, IL