The median home in Loami, Illinois is valued at $195,506, up 7.7% year over year. Loami is part of the Springfield, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Springfield, IL stress score, crash risk, and 12-month forecast →

Home Value$195,506

+7.7%

AFFORDABILITY

Enter your income for Loami.

Income (annual)

Down Payment

$39,101 on $195,506

Affordable — 24% of income

Under the 28% guideline.

PITI$1,502

P/I24%

Afford$228K

Room+$32K

P&I $989Tax $363Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Loami with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Springfield, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, IL metro.

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LOAMI, IL