City

LOAMI, IL

Springfield, IL

Median home value: $196K (+7.7% YoY). Part of Springfield, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, IL metro page.

Home Value$195,506
+7.7%
AFFORDABILITY

Enter your income for Loami.

$39,101 on $195,506
Affordable — 23.2% of income

Under the 28% guideline.

PITI$1,451
P/I23.2%
Afford$236K
Room+$40K
P&I $938Tax $363Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Loami Housing Market | CrashWatch