The median home in Malta, Illinois is valued at $264,681, up 8.5% year over year. Malta is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$264,681

+8.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Malta.

Income (annual)

Down Payment

$52,936 on $264,681

Example: $75,000 household income. Change it above to see your own.

Stretch31.7% of income

Above 28% but manageable with cuts.

PITI$1,980

P/I31.7%

Afford$234K

Gap-$31K

P&I $1,338Tax $492Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Malta with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Malta, IL