Median home value: $297K (+4.9% YoY). Rent: $2,000/mo. Price-to-rent: 12.4x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$297,359
+4.9%
Rent$2,000/mo
AFFORDABILITYRenting $129/mo cheaper ($2,000 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for McHenry.
$59,472 on $297,359
Stretch — 34.1% of income
Above 28% but manageable with cuts.
PITI$2,129
P/I34.1%
Afford$244K
Gap-$53K
P&I $1,426Tax $553Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing