The median home in Middletown, Illinois is valued at $101,068, down 4.3% year over year. Middletown is part of the Lincoln, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$101,068

-4.3%

Prices falling — better for buyers.

Affordability

Enter your income for Middletown.

Income (annual)

Down Payment

$20,214 on $101,068

Example: $75,000 household income. Change it above to see your own.

Affordable13.6% of income

Under the 28% guideline.

PITI$849

P/I13.6%

Afford$208K

Room+$107K

P&I $511Tax $188Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Middletown with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Lincoln, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lincoln, IL metro.

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Middletown, IL