The median home in Midlothian, Illinois is valued at $220,577, up 1.0% year over year. Typical monthly rent is $1,362, producing a price-to-rent ratio of 13.5x — below the national average of 18x. Midlothian is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$220,577

+1.0%

Rent$1,362/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Midlothian.

Income (annual)

Down Payment

$44,115 on $220,577

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,675

P/I26.8%

Afford$230K

Room+$10K

P&I $1,115Tax $410Ins $150

Renting $313/mo cheaper ($1,362 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Midlothian with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Midlothian, IL