Median home value: $263K (+9.2% YoY). Part of Champaign-Urbana, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Champaign-Urbana, IL metro page.
Home Value$262,941
+9.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Monticello.
$52,588 on $262,941
Stretch — 30.4% of income
Above 28% but manageable with cuts.
PITI$1,900
P/I30.4%
Afford$242K
Gap-$21K
P&I $1,261Tax $489Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing