The median home in Naperville, Illinois is valued at $586,451, up 5.3% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 23.1x — well above the national average of 18x. Naperville is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$586,451

+5.3%

Rent$2,112/mo

AFFORDABILITY

Enter your income for Naperville.

Income (annual)

Down Payment

$117,290 on $586,451

Out of reach — 67.3% of income

Need $180,214/yr to afford.

PITI$4,205

P/I67.3%

Afford$244K

Gap-$342K

P&I $2,965Tax $1,090Ins $150

Renting $2,093/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Naperville with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

NAPERVILLE, IL