The median home in Naperville, Illinois is valued at $586,451, up 5.3% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 23.1x — well above the national average of 18x. Naperville is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$586,451

+5.3%

Rent$2,112/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Naperville.

Income (annual)

Down Payment

$117,290 on $586,451

Example: $75,000 household income. Change it above to see your own.

Out of reach67.3% of income

Need $180,214/yr to afford.

PITI$4,205

P/I67.3%

Afford$244K

Gap-$342K

P&I $2,965Tax $1,090Ins $150

Renting $2,093/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Naperville with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

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Naperville, IL