City

NAPLATE, IL

Ottawa, IL

Median home value: $144K (+11.7% YoY). Part of Ottawa, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ottawa, IL metro page.

Home Value$143,821
+11.7%
AFFORDABILITY

Enter your income for Naplate.

$28,764 on $143,821
Affordable — 17.7% of income

Under the 28% guideline.

PITI$1,107
P/I17.7%
Afford$227K
Room+$84K
P&I $690Tax $267Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Naplate Housing Market | CrashWatch