City

NIANTIC, IL

Decatur, IL

Median home value: $122K (+4.7% YoY). Part of Decatur, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Decatur, IL metro page.

Home Value$121,637
+4.7%
AFFORDABILITY

Enter your income for Niantic.

$24,327 on $121,637
Affordable — 15.3% of income

Under the 28% guideline.

PITI$959
P/I15.3%
Afford$222K
Room+$100K
P&I $583Tax $226Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Niantic Housing Market | CrashWatch