Median home value: $384K (+6.5% YoY). Rent: $2,806/mo. Price-to-rent: 11.4x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$384,328
+6.5%
Rent$2,806/mo
AFFORDABILITYBuying $98/mo cheaper ($2,806 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Niles.
$76,866 on $384,328
Out of reach — 43.3% of income
Need $116,057/yr to afford.
PITI$2,708
P/I43.3%
Afford$248K
Gap-$136K
P&I $1,843Tax $714Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing