The median home in Normal, Illinois is valued at $253,251, up 2.5% year over year. Typical monthly rent is $1,164, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Normal is part of the Bloomington, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$253,251

+2.5%

Rent$1,164/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Normal.

Income (annual)

Down Payment

$50,650 on $253,251

Example: $75,000 household income. Change it above to see your own.

Stretch30.4% of income

Above 28% but manageable with cuts.

PITI$1,901

P/I30.4%

Afford$233K

Gap-$20K

P&I $1,281Tax $471Ins $150

Renting $737/mo cheaper ($1,164 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Normal with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Bloomington, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bloomington, IL metro.

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Normal, IL