City

NORTH UTICA, IL

Ottawa, IL

Median home value: $192K (+6.2% YoY). Part of Ottawa, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ottawa, IL metro page.

Home Value$192,392
+6.2%
AFFORDABILITY

Enter your income for North Utica.

$38,478 on $192,392
Affordable — 22.9% of income

Under the 28% guideline.

PITI$1,430
P/I22.9%
Afford$235K
Room+$43K
P&I $923Tax $358Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
North Utica Housing Market | CrashWatch