The median home in North Utica, Illinois is valued at $192,392, up 6.2% year over year. North Utica is part of the Ottawa, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$192,392

+6.2%

Prices rising — worse for buyers.

Affordability

Enter your income for North Utica.

Income (annual)

Down Payment

$38,478 on $192,392

Example: $75,000 household income. Change it above to see your own.

Affordable23.7% of income

Under the 28% guideline.

PITI$1,480

P/I23.7%

Afford$227K

Room+$35K

P&I $973Tax $358Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare North Utica with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Ottawa, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottawa, IL metro.

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North Utica, IL