Median home value: $301K (+4.3% YoY). Rent: $1,616/mo. Price-to-rent: 15.5x. Part of St. Louis, MO-IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.
Home Value$301,381
+4.3%
Rent$1,616/mo
AFFORDABILITYRenting $540/mo cheaper ($1,616 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for O Fallon.
$60,276 on $301,381
Stretch — 34.5% of income
Above 28% but manageable with cuts.
PITI$2,156
P/I34.5%
Afford$245K
Gap-$57K
P&I $1,446Tax $560Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing