City

OAKFORD, IL

Springfield, IL

Median home value: $148K (+5.3% YoY). Part of Springfield, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, IL metro page.

Home Value$148,215
+5.3%
AFFORDABILITY

Enter your income for Oakford.

$29,643 on $148,215
Affordable — 18.2% of income

Under the 28% guideline.

PITI$1,136
P/I18.2%
Afford$228K
Room+$80K
P&I $711Tax $275Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing