City

OAKLAND, IL

Charleston-Mattoon, IL

Median home value: $133K (+11.7% YoY). Part of Charleston-Mattoon, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Charleston-Mattoon, IL metro page.

Home Value$133,286
+11.7%
AFFORDABILITY

Enter your income for Oakland.

$26,657 on $133,286
Affordable — 16.6% of income

Under the 28% guideline.

PITI$1,037
P/I16.6%
Afford$225K
Room+$92K
P&I $639Tax $248Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Oakland Housing Market | CrashWatch