Median home value: $408K (+4.1% YoY). Rent: $2,504/mo. Price-to-rent: 13.6x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$407,753
+4.1%
Rent$2,504/mo
AFFORDABILITYRenting $359/mo cheaper ($2,504 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Oswego.
$81,551 on $407,753
Out of reach — 45.8% of income
Need $122,700/yr to afford.
PITI$2,863
P/I45.8%
Afford$249K
Gap-$159K
P&I $1,956Tax $758Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing