Median home value: $200K (+10.5% YoY). Rent: $1,088/mo. Price-to-rent: 15.3x. Part of Ottawa, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Ottawa, IL metro page.
Home Value$199,840
+10.5%
Rent$1,088/mo
AFFORDABILITYRenting $392/mo cheaper ($1,088 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Ottawa.
$39,968 on $199,840
Affordable — 23.7% of income
Under the 28% guideline.
PITI$1,480
P/I23.7%
Afford$236K
Room+$36K
P&I $959Tax $371Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing