City

PATOKA, IL

Centralia, IL

Median home value: $122K (+12.6% YoY). Part of Centralia, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Centralia, IL metro page.

Home Value$121,803
+12.6%
AFFORDABILITY

Enter your income for Patoka.

$24,361 on $121,803
Affordable — 15.4% of income

Under the 28% guideline.

PITI$961
P/I15.4%
Afford$222K
Room+$100K
P&I $584Tax $226Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Patoka Housing Market | CrashWatch