The median home in Payson, Illinois is valued at $154,390, down 6.5% year over year. Payson is part of the Quincy, IL-MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Quincy, IL-MO stress score, crash risk, and 12-month forecast →

Home Value$154,390

-6.5%

AFFORDABILITY

Enter your income for Payson.

Income (annual)

Down Payment

$30,878 on $154,390

Affordable — 19.5% of income

Under the 28% guideline.

PITI$1,218

P/I19.5%

Afford$222K

Room+$67K

P&I $781Tax $287Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Payson with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Quincy, IL-MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Quincy, IL-MO metro.

View Quincy, IL-MO metro →

PAYSON, IL