Median home value: $248K (+8.9% YoY). Part of Champaign-Urbana, IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Champaign-Urbana, IL metro page.
Home Value$247,609
+8.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Philo.
$49,522 on $247,609
Stretch — 28.8% of income
Above 28% but manageable with cuts.
PITI$1,798
P/I28.8%
Afford$241K
Gap-$7K
P&I $1,188Tax $460Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing