The median home in Plainfield, Illinois is valued at $413,332, up 2.6% year over year. Typical monthly rent is $2,734, producing a price-to-rent ratio of 12.6x — below the national average of 18x. Plainfield is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$413,332

+2.6%

Rent$2,734/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$82,666 on $413,332

Example: $75,000 household income. Change it above to see your own.

Out of reach48.1% of income

Need $128,914/yr to afford.

PITI$3,008

P/I48.1%

Afford$240K

Gap-$173K

P&I $2,090Tax $768Ins $150

Renting $274/mo cheaper ($2,734 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Plainfield with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro

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Plainfield, IL