The median home in Pontiac, Illinois is valued at $146,457, up 10.5% year over year. Pontiac is part of the Pontiac, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$146,457

+10.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Pontiac.

Income (annual)

Down Payment

$29,291 on $146,457

Example: $75,000 household income. Change it above to see your own.

Affordable18.6% of income

Under the 28% guideline.

PITI$1,163

P/I18.6%

Afford$220K

Room+$74K

P&I $741Tax $272Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Pontiac with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Pontiac, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pontiac, IL metro.

View Pontiac, IL metro

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