City

PONTIAC, IL

Pontiac, IL

Median home value: $146K (+10.5% YoY). Part of Pontiac, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Pontiac, IL metro page.

Home Value$146,457
+10.5%
AFFORDABILITY

Enter your income for Pontiac.

$29,291 on $146,457
Affordable — 18% of income

Under the 28% guideline.

PITI$1,125
P/I18%
Afford$228K
Room+$81K
P&I $702Tax $272Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Pontiac Housing Market | CrashWatch