The median home in Pontoon Beach, Illinois is valued at $179,766, up 4.5% year over year. Typical monthly rent is $1,167, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Pontoon Beach is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$179,766

+4.5%

Rent$1,167/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Pontoon Beach.

Income (annual)

Down Payment

$35,953 on $179,766

Example: $75,000 household income. Change it above to see your own.

Affordable22.3% of income

Under the 28% guideline.

PITI$1,393

P/I22.3%

Afford$226K

Room+$46K

P&I $909Tax $334Ins $150

Renting $226/mo cheaper ($1,167 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Pontoon Beach with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Pontoon Beach, IL