The median home in Pontoon Beach, Illinois is valued at $179,766, up 4.5% year over year. Typical monthly rent is $1,167, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Pontoon Beach is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$179,766
+4.5%
Rent$1,167/mo
AFFORDABILITYRenting $226/mo cheaper ($1,167 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Pontoon Beach.
$35,953 on $179,766
Affordable — 22.3% of income
Under the 28% guideline.
PITI$1,393
P/I22.3%
Afford$226K
Room+$46K
P&I $909Tax $334Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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