The median home in Rapids City, Illinois is valued at $234,552, up 8.5% year over year. Rapids City is part of the Davenport-Moline-Rock Island, IA-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$234,552

+8.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Rapids City.

Income (annual)

Down Payment

$46,910 on $234,552

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,772

P/I28.4%

Afford$232K

Gap-$3K

P&I $1,186Tax $436Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Rapids City with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Davenport-Moline-Rock Island, IA-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Davenport-Moline-Rock Island, IA-IL metro.

View Davenport-Moline-Rock Island, IA-IL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Rapids City, IL