The median home in Rock Falls, Illinois is valued at $113,700, up 3.9% year over year. Rock Falls is part of the Sterling, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sterling, IL stress score, crash risk, and 12-month forecast →

Home Value$113,700

+3.9%

AFFORDABILITY

Enter your income for Rock Falls.

Income (annual)

Down Payment

$22,740 on $113,700

Affordable — 15% of income

Under the 28% guideline.

PITI$936

P/I15%

Afford$213K

Room+$99K

P&I $575Tax $211Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Rock Falls with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Sterling, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sterling, IL metro.

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ROCK FALLS, IL