City

ROCK FALLS, IL

Sterling, IL

Median home value: $114K (+3.9% YoY). Part of Sterling, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Sterling, IL metro page.

Home Value$113,700
+3.9%
AFFORDABILITY

Enter your income for Rock Falls.

$22,740 on $113,700
Affordable — 14.5% of income

Under the 28% guideline.

PITI$907
P/I14.5%
Afford$219K
Room+$106K
P&I $545Tax $211Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Rock Falls Housing Market | CrashWatch