The median home in Rock Island, Illinois is valued at $121,884, up 3.3% year over year. Typical monthly rent is $1,077, producing a price-to-rent ratio of 9.4x — below the national average of 18x. Rock Island is part of the Davenport-Moline-Rock Island, IA-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$121,884

+3.3%

Rent$1,077/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Rock Island.

Income (annual)

Down Payment

$24,377 on $121,884

Example: $75,000 household income. Change it above to see your own.

Affordable15.9% of income

Under the 28% guideline.

PITI$993

P/I15.9%

Afford$215K

Room+$93K

P&I $616Tax $227Ins $150

Buying $84/mo cheaper ($1,077 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Rock Island with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Davenport-Moline-Rock Island, IA-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Davenport-Moline-Rock Island, IA-IL metro.

View Davenport-Moline-Rock Island, IA-IL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Rock Island, IL