The median home in Rockford, Illinois is valued at $170,355, up 9.2% year over year. Typical monthly rent is $1,133, producing a price-to-rent ratio of 12.5x — below the national average of 18x. Rockford is part of the Rockford, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$170,355
+9.2%
Rent$1,133/mo
AFFORDABILITYRenting $195/mo cheaper ($1,133 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Rockford.
$34,071 on $170,355
Affordable — 21.2% of income
Under the 28% guideline.
PITI$1,328
P/I21.2%
Afford$224K
Room+$54K
P&I $861Tax $317Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Rockford, IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rockford, IL metro.
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