City

ROCKFORD, IL

Rockford, IL

Median home value: $170K (+9.2% YoY). Rent: $1,133/mo. Price-to-rent: 12.5x. Part of Rockford, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Rockford, IL metro page.

Home Value$170,355
+9.2%
Rent$1,133/mo
AFFORDABILITY

Enter your income for Rockford.

$34,071 on $170,355
Affordable — 20.5% of income

Under the 28% guideline.

PITI$1,284
P/I20.5%
Afford$232K
Room+$62K
P&I $817Tax $317Ins $150
Renting $151/mo cheaper ($1,133 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Rockford Housing Market | CrashWatch