The median home in Rockford, Illinois is valued at $170,355, up 9.2% year over year. Typical monthly rent is $1,133, producing a price-to-rent ratio of 12.5x — below the national average of 18x. Rockford is part of the Rockford, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$170,355

+9.2%

Rent$1,133/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Rockford.

Income (annual)

Down Payment

$34,071 on $170,355

Example: $75,000 household income. Change it above to see your own.

Affordable21.2% of income

Under the 28% guideline.

PITI$1,328

P/I21.2%

Afford$224K

Room+$54K

P&I $861Tax $317Ins $150

Renting $195/mo cheaper ($1,133 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Rockford with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Rockford, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rockford, IL metro.

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